Monthly Repayment |
HKD$15,279
|
Initial Payment |
HKD$2.15 Millions
|
Loan Amount |
HKD$3.22 Millions
|
Total interest |
HKD$1.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$120,825
|
Legal Fee |
HKD$30,925
|
Agency Fee |
HKD$53,700
|
Total Expense |
HKD$205,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39731 | 28226 | 22034 | 19283 | 14817 | 12142 | 10363 |
1.5% | 40430 | 28930 | 22745 | 20000 | 15547 | 12885 | 11119 |
2% | 41136 | 29646 | 23472 | 20733 | 16299 | 13656 | 11909 |
2.5% | 41851 | 30373 | 24212 | 21483 | 17073 | 14454 | 12730 |
3% | 42573 | 31111 | 24967 | 22250 | 17869 | 15279 | 13584 |
3.5% | 43303 | 31861 | 25737 | 23033 | 18686 | 16130 | 14468 |
4% | 44040 | 32621 | 26520 | 23832 | 19524 | 17006 | 15382 |
4.5% | 44786 | 33392 | 27318 | 24648 | 20383 | 17908 | 16325 |
5% | 45539 | 34174 | 28129 | 25479 | 21263 | 18835 | 17296 |
5.5% | 46300 | 34967 | 28955 | 26326 | 22163 | 19785 | 18294 |
6% | 47068 | 35770 | 29794 | 27189 | 23083 | 20759 | 19317 |