Monthly Repayment |
HKD$15,079
|
Initial Payment |
HKD$2.12 Millions
|
Loan Amount |
HKD$3.18 Millions
|
Total interest |
HKD$1.34 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$119,250
|
Legal Fee |
HKD$30,750
|
Agency Fee |
HKD$53,000
|
Total Expense |
HKD$203,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39213 | 27858 | 21746 | 19032 | 14624 | 11984 | 10228 |
1.5% | 39903 | 28553 | 22449 | 19739 | 15344 | 12717 | 10974 |
2% | 40600 | 29260 | 23166 | 20463 | 16087 | 13478 | 11753 |
2.5% | 41305 | 29977 | 23897 | 21203 | 16850 | 14266 | 12564 |
3% | 42018 | 30706 | 24642 | 21960 | 17636 | 15079 | 13407 |
3.5% | 42738 | 31445 | 25401 | 22733 | 18442 | 15919 | 14279 |
4% | 43466 | 32195 | 26175 | 23522 | 19270 | 16785 | 15181 |
4.5% | 44202 | 32957 | 26962 | 24326 | 20118 | 17675 | 16112 |
5% | 44945 | 33728 | 27763 | 25147 | 20986 | 18589 | 17070 |
5.5% | 45696 | 34511 | 28577 | 25983 | 21874 | 19527 | 18055 |
6% | 46455 | 35304 | 29406 | 26834 | 22782 | 20488 | 19065 |