Monthly Repayment |
HKD$14,937
|
Initial Payment |
HKD$2.1 Millions
|
Loan Amount |
HKD$3.15 Millions
|
Total interest |
HKD$1.33 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$118,125
|
Legal Fee |
HKD$30,625
|
Agency Fee |
HKD$52,500
|
Total Expense |
HKD$201,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38843 | 27595 | 21541 | 18852 | 14486 | 11871 | 10131 |
1.5% | 39526 | 28284 | 22237 | 19553 | 15200 | 12597 | 10871 |
2% | 40217 | 28984 | 22947 | 20270 | 15935 | 13351 | 11643 |
2.5% | 40915 | 29695 | 23671 | 21003 | 16691 | 14131 | 12446 |
3% | 41621 | 30416 | 24410 | 21753 | 17469 | 14937 | 13280 |
3.5% | 42335 | 31149 | 25162 | 22518 | 18268 | 15769 | 14144 |
4% | 43056 | 31892 | 25928 | 23300 | 19088 | 16626 | 15038 |
4.5% | 43785 | 32646 | 26707 | 24097 | 19928 | 17508 | 15960 |
5% | 44521 | 33410 | 27501 | 24909 | 20788 | 18414 | 16909 |
5.5% | 45265 | 34185 | 28308 | 25738 | 21668 | 19343 | 17885 |
6% | 46016 | 34971 | 29128 | 26581 | 22567 | 20295 | 18885 |