Monthly Repayment |
HKD$14,795
|
Initial Payment |
HKD$2.08 Millions
|
Loan Amount |
HKD$3.12 Millions
|
Total interest |
HKD$1.32 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$117,000
|
Legal Fee |
HKD$30,500
|
Agency Fee |
HKD$52,000
|
Total Expense |
HKD$199,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38473 | 27332 | 21336 | 18673 | 14348 | 11758 | 10035 |
1.5% | 39150 | 28014 | 22025 | 19367 | 15055 | 12478 | 10767 |
2% | 39834 | 28708 | 22729 | 20077 | 15783 | 13224 | 11532 |
2.5% | 40526 | 29412 | 23446 | 20803 | 16532 | 13996 | 12327 |
3% | 41225 | 30126 | 24177 | 21546 | 17303 | 14795 | 13154 |
3.5% | 41932 | 30852 | 24922 | 22304 | 18094 | 15619 | 14010 |
4% | 42646 | 31588 | 25681 | 23078 | 18906 | 16468 | 14895 |
4.5% | 43368 | 32335 | 26453 | 23867 | 19738 | 17341 | 15808 |
5% | 44097 | 33092 | 27239 | 24672 | 20590 | 18239 | 16748 |
5.5% | 44834 | 33860 | 28038 | 25493 | 21462 | 19159 | 17715 |
6% | 45578 | 34638 | 28851 | 26328 | 22352 | 20102 | 18705 |