Monthly Repayment |
HKD$14,738
|
Initial Payment |
HKD$2.07 Millions
|
Loan Amount |
HKD$3.11 Millions
|
Total interest |
HKD$1.31 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$116,550
|
Legal Fee |
HKD$30,450
|
Agency Fee |
HKD$51,800
|
Total Expense |
HKD$198,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38325 | 27227 | 21254 | 18601 | 14293 | 11713 | 9996 |
1.5% | 38999 | 27907 | 21941 | 19292 | 14997 | 12430 | 10726 |
2% | 39681 | 28597 | 22641 | 20000 | 15722 | 13173 | 11487 |
2.5% | 40370 | 29299 | 23356 | 20723 | 16469 | 13943 | 12280 |
3% | 41066 | 30011 | 24084 | 21463 | 17236 | 14738 | 13103 |
3.5% | 41771 | 30733 | 24826 | 22218 | 18025 | 15559 | 13956 |
4% | 42482 | 31466 | 25582 | 22989 | 18833 | 16405 | 14838 |
4.5% | 43201 | 32210 | 26351 | 23775 | 19662 | 17275 | 15747 |
5% | 43928 | 32965 | 27134 | 24577 | 20511 | 18169 | 16684 |
5.5% | 44662 | 33729 | 27930 | 25394 | 21379 | 19085 | 17646 |
6% | 45403 | 34505 | 28740 | 26227 | 22266 | 20024 | 18634 |