Monthly Repayment |
HKD$14,710
|
Initial Payment |
HKD$2.07 Millions
|
Loan Amount |
HKD$3.1 Millions
|
Total interest |
HKD$1.31 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$116,325
|
Legal Fee |
HKD$30,425
|
Agency Fee |
HKD$51,700
|
Total Expense |
HKD$198,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38251 | 27174 | 21213 | 18565 | 14265 | 11690 | 9977 |
1.5% | 38924 | 27853 | 21898 | 19255 | 14968 | 12406 | 10705 |
2% | 39604 | 28542 | 22597 | 19961 | 15692 | 13147 | 11465 |
2.5% | 40292 | 29242 | 23311 | 20683 | 16437 | 13916 | 12256 |
3% | 40987 | 29953 | 24038 | 21421 | 17203 | 14710 | 13078 |
3.5% | 41690 | 30674 | 24778 | 22175 | 17990 | 15529 | 13929 |
4% | 42400 | 31406 | 25533 | 22945 | 18797 | 16373 | 14809 |
4.5% | 43118 | 32148 | 26300 | 23730 | 19624 | 17241 | 15717 |
5% | 43843 | 32901 | 27082 | 24530 | 20471 | 18133 | 16652 |
5.5% | 44575 | 33664 | 27877 | 25345 | 21338 | 19048 | 17612 |
6% | 45315 | 34438 | 28684 | 26176 | 22223 | 19986 | 18598 |