Monthly Repayment |
HKD$14,453
|
Initial Payment |
HKD$2.03 Millions
|
Loan Amount |
HKD$3.05 Millions
|
Total interest |
HKD$1.29 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$114,300
|
Legal Fee |
HKD$30,200
|
Agency Fee |
HKD$50,800
|
Total Expense |
HKD$195,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37585 | 26701 | 20844 | 18242 | 14017 | 11487 | 9803 |
1.5% | 38246 | 27368 | 21517 | 18920 | 14707 | 12190 | 10519 |
2% | 38915 | 28045 | 22204 | 19614 | 15419 | 12919 | 11266 |
2.5% | 39590 | 28733 | 22905 | 20323 | 16151 | 13673 | 12043 |
3% | 40274 | 29431 | 23619 | 21048 | 16904 | 14453 | 12850 |
3.5% | 40964 | 30140 | 24347 | 21789 | 17677 | 15259 | 13686 |
4% | 41662 | 30859 | 25088 | 22545 | 18470 | 16088 | 14551 |
4.5% | 42367 | 31588 | 25843 | 23316 | 19283 | 16941 | 15443 |
5% | 43080 | 32328 | 26610 | 24103 | 20115 | 17818 | 16362 |
5.5% | 43799 | 33078 | 27391 | 24904 | 20966 | 18717 | 17306 |
6% | 44526 | 33839 | 28185 | 25720 | 21836 | 19638 | 18274 |