Monthly Repayment |
HKD$14,197
|
Initial Payment |
HKD$2 Millions
|
Loan Amount |
HKD$2.99 Millions
|
Total interest |
HKD$1.27 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$112,275
|
Legal Fee |
HKD$29,950
|
Agency Fee |
HKD$49,900
|
Total Expense |
HKD$192,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36919 | 26228 | 20474 | 17918 | 13769 | 11283 | 9629 |
1.5% | 37569 | 26883 | 21136 | 18585 | 14447 | 11974 | 10332 |
2% | 38225 | 27548 | 21811 | 19266 | 15146 | 12690 | 11066 |
2.5% | 38889 | 28224 | 22499 | 19963 | 15865 | 13431 | 11829 |
3% | 39560 | 28910 | 23201 | 20676 | 16604 | 14197 | 12622 |
3.5% | 40238 | 29606 | 23916 | 21403 | 17363 | 14988 | 13444 |
4% | 40924 | 30312 | 24644 | 22146 | 18143 | 15803 | 14293 |
4.5% | 41617 | 31029 | 25385 | 22903 | 18941 | 16641 | 15170 |
5% | 42316 | 31756 | 26139 | 23676 | 19759 | 17502 | 16072 |
5.5% | 43023 | 32492 | 26906 | 24463 | 20595 | 18385 | 16999 |
6% | 43738 | 33239 | 27686 | 25265 | 21449 | 19290 | 17950 |