Monthly Repayment |
HKD$1,691
|
Initial Payment |
HKD$0.25 Millions
|
Loan Amount |
HKD$0.25 Millions
|
Total interest |
HKD$0.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$6,150
|
Agency Fee |
HKD$4,900
|
Total Expense |
HKD$11,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 3021 | 2146 | 1675 | 1466 | 1126 | 923 | 788 |
1.5% | 3074 | 2199 | 1729 | 1520 | 1182 | 979 | 845 |
2% | 3128 | 2254 | 1784 | 1576 | 1239 | 1038 | 905 |
2.5% | 3182 | 2309 | 1841 | 1633 | 1298 | 1099 | 968 |
3% | 3237 | 2365 | 1898 | 1691 | 1358 | 1161 | 1032 |
3.5% | 3292 | 2422 | 1957 | 1751 | 1420 | 1226 | 1100 |
4% | 3348 | 2480 | 2016 | 1812 | 1484 | 1293 | 1169 |
4.5% | 3405 | 2539 | 2077 | 1874 | 1549 | 1361 | 1241 |
5% | 3462 | 2598 | 2138 | 1937 | 1616 | 1432 | 1315 |
5.5% | 3520 | 2658 | 2201 | 2001 | 1685 | 1504 | 1391 |
6% | 3579 | 2720 | 2265 | 2067 | 1755 | 1578 | 1468 |