Monthly Repayment |
HKD$13,884
|
Initial Payment |
HKD$1.95 Millions
|
Loan Amount |
HKD$2.93 Millions
|
Total interest |
HKD$1.24 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$105,500
|
Legal Fee |
HKD$29,400
|
Agency Fee |
HKD$48,800
|
Total Expense |
HKD$183,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36105 | 25650 | 20023 | 17523 | 13465 | 11034 | 9417 |
1.5% | 36740 | 26290 | 20670 | 18175 | 14128 | 11710 | 10105 |
2% | 37383 | 26941 | 21330 | 18841 | 14812 | 12410 | 10822 |
2.5% | 38032 | 27602 | 22003 | 19523 | 15515 | 13135 | 11569 |
3% | 38688 | 28272 | 22689 | 20220 | 16238 | 13884 | 12344 |
3.5% | 39351 | 28953 | 23388 | 20931 | 16981 | 14658 | 13148 |
4% | 40022 | 29644 | 24100 | 21658 | 17743 | 15455 | 13978 |
4.5% | 40699 | 30345 | 24825 | 22399 | 18523 | 16274 | 14835 |
5% | 41384 | 31055 | 25563 | 23154 | 19323 | 17116 | 15718 |
5.5% | 42075 | 31776 | 26313 | 23924 | 20141 | 17980 | 16624 |
6% | 42773 | 32506 | 27075 | 24708 | 20977 | 18865 | 17554 |