Monthly Repayment |
HKD$13,828
|
Initial Payment |
HKD$1.94 Millions
|
Loan Amount |
HKD$2.92 Millions
|
Total interest |
HKD$1.23 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$103,500
|
Legal Fee |
HKD$29,300
|
Agency Fee |
HKD$48,600
|
Total Expense |
HKD$181,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35957 | 25545 | 19941 | 17452 | 13410 | 10989 | 9379 |
1.5% | 36590 | 26183 | 20585 | 18100 | 14071 | 11662 | 10063 |
2% | 37229 | 26831 | 21242 | 18764 | 14751 | 12359 | 10778 |
2.5% | 37876 | 27489 | 21913 | 19443 | 15451 | 13081 | 11521 |
3% | 38529 | 28157 | 22596 | 20137 | 16172 | 13828 | 12293 |
3.5% | 39190 | 28835 | 23292 | 20845 | 16911 | 14598 | 13094 |
4% | 39858 | 29523 | 24002 | 21569 | 17670 | 15391 | 13921 |
4.5% | 40532 | 30220 | 24723 | 22307 | 18448 | 16208 | 14774 |
5% | 41214 | 30928 | 25458 | 23059 | 19244 | 17046 | 15653 |
5.5% | 41903 | 31646 | 26205 | 23826 | 20058 | 17906 | 16556 |
6% | 42598 | 32373 | 26964 | 24606 | 20891 | 18787 | 17482 |