Monthly Repayment |
HKD$13,628
|
Initial Payment |
HKD$1.92 Millions
|
Loan Amount |
HKD$2.87 Millions
|
Total interest |
HKD$1.21 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$96,500
|
Legal Fee |
HKD$28,950
|
Agency Fee |
HKD$47,900
|
Total Expense |
HKD$173,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35440 | 25177 | 19654 | 17200 | 13217 | 10831 | 9243 |
1.5% | 36063 | 25806 | 20289 | 17840 | 13868 | 11494 | 9918 |
2% | 36693 | 26444 | 20937 | 18494 | 14539 | 12181 | 10622 |
2.5% | 37330 | 27093 | 21597 | 19163 | 15229 | 12893 | 11355 |
3% | 37975 | 27751 | 22271 | 19847 | 15939 | 13628 | 12116 |
3.5% | 38626 | 28419 | 22957 | 20545 | 16668 | 14387 | 12905 |
4% | 39284 | 29097 | 23656 | 21258 | 17415 | 15170 | 13720 |
4.5% | 39949 | 29785 | 24367 | 21985 | 18182 | 15974 | 14562 |
5% | 40620 | 30483 | 25091 | 22727 | 18967 | 16801 | 15428 |
5.5% | 41299 | 31190 | 25828 | 23482 | 19769 | 17648 | 16318 |
6% | 41984 | 31907 | 26576 | 24252 | 20590 | 18517 | 17231 |