Monthly Repayment |
HKD$13,315
|
Initial Payment |
HKD$1.87 Millions
|
Loan Amount |
HKD$2.81 Millions
|
Total interest |
HKD$1.19 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$85,500
|
Legal Fee |
HKD$28,400
|
Agency Fee |
HKD$46,800
|
Total Expense |
HKD$160,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34626 | 24599 | 19202 | 16805 | 12913 | 10582 | 9031 |
1.5% | 35235 | 25213 | 19823 | 17430 | 13549 | 11230 | 9690 |
2% | 35850 | 25837 | 20456 | 18069 | 14205 | 11901 | 10378 |
2.5% | 36473 | 26470 | 21101 | 18723 | 14879 | 12597 | 11094 |
3% | 37102 | 27114 | 21759 | 19391 | 15573 | 13315 | 11838 |
3.5% | 37739 | 27767 | 22430 | 20073 | 16285 | 14057 | 12609 |
4% | 38382 | 28429 | 23113 | 20770 | 17015 | 14821 | 13405 |
4.5% | 39031 | 29101 | 23808 | 21481 | 17764 | 15607 | 14227 |
5% | 39688 | 29783 | 24515 | 22205 | 18531 | 16415 | 15073 |
5.5% | 40351 | 30474 | 25234 | 22943 | 19315 | 17243 | 15943 |
6% | 41020 | 31174 | 25966 | 23695 | 20117 | 18091 | 16835 |