Monthly Repayment |
HKD$13,230
|
Initial Payment |
HKD$1.86 Millions
|
Loan Amount |
HKD$2.79 Millions
|
Total interest |
HKD$1.18 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$82,500
|
Legal Fee |
HKD$28,250
|
Agency Fee |
HKD$46,500
|
Total Expense |
HKD$157,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34404 | 24441 | 19079 | 16697 | 12831 | 10514 | 8973 |
1.5% | 35009 | 25051 | 19696 | 17318 | 13463 | 11158 | 9628 |
2% | 35621 | 25671 | 20325 | 17953 | 14114 | 11825 | 10312 |
2.5% | 36239 | 26301 | 20966 | 18603 | 14784 | 12516 | 11023 |
3% | 36865 | 26940 | 21620 | 19267 | 15473 | 13230 | 11762 |
3.5% | 37497 | 27589 | 22286 | 19945 | 16180 | 13967 | 12528 |
4% | 38135 | 28247 | 22964 | 20637 | 16906 | 14726 | 13319 |
4.5% | 38781 | 28915 | 23655 | 21343 | 17650 | 15507 | 14136 |
5% | 39433 | 29592 | 24358 | 22063 | 18412 | 16310 | 14977 |
5.5% | 40092 | 30278 | 25073 | 22796 | 19192 | 17133 | 15841 |
6% | 40757 | 30974 | 25799 | 23543 | 19988 | 17976 | 16727 |