Monthly Repayment |
HKD$13,173
|
Initial Payment |
HKD$1.85 Millions
|
Loan Amount |
HKD$2.78 Millions
|
Total interest |
HKD$1.17 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$80,500
|
Legal Fee |
HKD$28,150
|
Agency Fee |
HKD$46,300
|
Total Expense |
HKD$154,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34256 | 24336 | 18997 | 16626 | 12775 | 10469 | 8935 |
1.5% | 34858 | 24944 | 19611 | 17244 | 13405 | 11110 | 9587 |
2% | 35467 | 25561 | 20237 | 17876 | 14053 | 11774 | 10268 |
2.5% | 36083 | 26188 | 20876 | 18523 | 14720 | 12462 | 10976 |
3% | 36706 | 26824 | 21527 | 19184 | 15406 | 13173 | 11712 |
3.5% | 37335 | 27470 | 22190 | 19859 | 16111 | 13907 | 12474 |
4% | 37971 | 28125 | 22866 | 20548 | 16834 | 14663 | 13262 |
4.5% | 38614 | 28790 | 23553 | 21251 | 17574 | 15441 | 14075 |
5% | 39263 | 29465 | 24253 | 21968 | 18333 | 16239 | 14912 |
5.5% | 39919 | 30148 | 24965 | 22698 | 19109 | 17059 | 15773 |
6% | 40582 | 30841 | 25688 | 23442 | 19902 | 17898 | 16655 |