Monthly Repayment |
HKD$13,088
|
Initial Payment |
HKD$1.84 Millions
|
Loan Amount |
HKD$2.76 Millions
|
Total interest |
HKD$1.17 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$77,500
|
Legal Fee |
HKD$28,000
|
Agency Fee |
HKD$46,000
|
Total Expense |
HKD$151,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34034 | 24178 | 18874 | 16518 | 12693 | 10401 | 8877 |
1.5% | 34632 | 24782 | 19484 | 17132 | 13318 | 11038 | 9525 |
2% | 35238 | 25395 | 20106 | 17760 | 13962 | 11698 | 10201 |
2.5% | 35850 | 26018 | 20741 | 18403 | 14625 | 12381 | 10905 |
3% | 36468 | 26650 | 21387 | 19060 | 15306 | 13088 | 11636 |
3.5% | 37093 | 27292 | 22046 | 19730 | 16006 | 13817 | 12393 |
4% | 37725 | 27943 | 22718 | 20415 | 16725 | 14568 | 13176 |
4.5% | 38364 | 28604 | 23401 | 21113 | 17461 | 15340 | 13984 |
5% | 39009 | 29274 | 24096 | 21825 | 18214 | 16134 | 14816 |
5.5% | 39661 | 29953 | 24803 | 22551 | 18985 | 16948 | 15670 |
6% | 40319 | 30641 | 25522 | 23290 | 19773 | 17782 | 16547 |