Monthly Repayment |
HKD$13,031
|
Initial Payment |
HKD$1.83 Millions
|
Loan Amount |
HKD$2.75 Millions
|
Total interest |
HKD$1.16 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$75,500
|
Legal Fee |
HKD$27,900
|
Agency Fee |
HKD$45,800
|
Total Expense |
HKD$149,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33886 | 24073 | 18792 | 16446 | 12637 | 10356 | 8838 |
1.5% | 34482 | 24674 | 19399 | 17058 | 13260 | 10990 | 9483 |
2% | 35084 | 25285 | 20019 | 17683 | 13901 | 11647 | 10157 |
2.5% | 35694 | 25905 | 20650 | 18323 | 14561 | 12327 | 10857 |
3% | 36310 | 26534 | 21294 | 18977 | 15240 | 13031 | 11585 |
3.5% | 36932 | 27173 | 21950 | 19644 | 15937 | 13757 | 12339 |
4% | 37561 | 27822 | 22619 | 20326 | 16652 | 14504 | 13119 |
4.5% | 38197 | 28479 | 23299 | 21022 | 17385 | 15274 | 13923 |
5% | 38839 | 29146 | 23991 | 21731 | 18135 | 16064 | 14751 |
5.5% | 39488 | 29823 | 24695 | 22453 | 18903 | 16875 | 15602 |
6% | 40144 | 30508 | 25411 | 23189 | 19687 | 17705 | 16475 |