Monthly Repayment |
HKD$12,849
|
Initial Payment |
HKD$1.81 Millions
|
Loan Amount |
HKD$2.71 Millions
|
Total interest |
HKD$1.15 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$69,100
|
Legal Fee |
HKD$27,580
|
Agency Fee |
HKD$45,160
|
Total Expense |
HKD$141,840
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33412 | 23737 | 18529 | 16216 | 12461 | 10211 | 8715 |
1.5% | 34000 | 24329 | 19128 | 16819 | 13075 | 10836 | 9351 |
2% | 34594 | 24931 | 19739 | 17436 | 13707 | 11484 | 10015 |
2.5% | 35195 | 25543 | 20362 | 18067 | 14358 | 12155 | 10706 |
3% | 35802 | 26164 | 20997 | 18712 | 15027 | 12849 | 11423 |
3.5% | 36416 | 26794 | 21644 | 19370 | 15714 | 13564 | 12167 |
4% | 37036 | 27433 | 22303 | 20042 | 16419 | 14302 | 12936 |
4.5% | 37663 | 28081 | 22973 | 20728 | 17142 | 15060 | 13729 |
5% | 38297 | 28739 | 23656 | 21427 | 17882 | 15840 | 14545 |
5.5% | 38937 | 29406 | 24350 | 22139 | 18638 | 16639 | 15384 |
6% | 39583 | 30082 | 25056 | 22865 | 19412 | 17457 | 16245 |