Monthly Repayment |
HKD$12,803
|
Initial Payment |
HKD$1.8 Millions
|
Loan Amount |
HKD$2.7 Millions
|
Total interest |
HKD$1.14 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$67,500
|
Legal Fee |
HKD$27,500
|
Agency Fee |
HKD$45,000
|
Total Expense |
HKD$140,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33294 | 23653 | 18464 | 16159 | 12417 | 10175 | 8684 |
1.5% | 33879 | 24243 | 19060 | 16760 | 13028 | 10798 | 9318 |
2% | 34472 | 24843 | 19669 | 17374 | 13658 | 11444 | 9979 |
2.5% | 35070 | 25452 | 20290 | 18003 | 14307 | 12112 | 10668 |
3% | 35675 | 26071 | 20922 | 18645 | 14974 | 12803 | 11383 |
3.5% | 36287 | 26699 | 21567 | 19301 | 15658 | 13516 | 12124 |
4% | 36905 | 27336 | 22224 | 19971 | 16361 | 14251 | 12890 |
4.5% | 37530 | 27982 | 22892 | 20654 | 17081 | 15007 | 13680 |
5% | 38161 | 28637 | 23572 | 21351 | 17818 | 15783 | 14494 |
5.5% | 38799 | 29302 | 24264 | 22061 | 18572 | 16580 | 15330 |
6% | 39443 | 29975 | 24967 | 22784 | 19343 | 17396 | 16187 |