Monthly Repayment |
HKD$15,538
|
Initial Payment |
HKD$2.25 Millions
|
Loan Amount |
HKD$2.25 Millions
|
Total interest |
HKD$0.55 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$67,500
|
Legal Fee |
HKD$27,500
|
Agency Fee |
HKD$45,000
|
Total Expense |
HKD$140,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27745 | 19710 | 15386 | 13466 | 10347 | 8479 | 7236 |
1.5% | 28233 | 20203 | 15883 | 13966 | 10857 | 8998 | 7765 |
2% | 28726 | 20703 | 16391 | 14478 | 11382 | 9536 | 8316 |
2.5% | 29225 | 21210 | 16908 | 15002 | 11922 | 10093 | 8890 |
3% | 29729 | 21726 | 17435 | 15538 | 12478 | 10669 | 9486 |
3.5% | 30239 | 22249 | 17972 | 16084 | 13049 | 11264 | 10103 |
4% | 30754 | 22780 | 18520 | 16642 | 13634 | 11876 | 10741 |
4.5% | 31275 | 23318 | 19077 | 17212 | 14234 | 12506 | 11400 |
5% | 31801 | 23864 | 19643 | 17792 | 14849 | 13153 | 12078 |
5.5% | 32332 | 24418 | 20220 | 18384 | 15477 | 13816 | 12775 |
6% | 32869 | 24979 | 20806 | 18986 | 16119 | 14496 | 13489 |