Monthly Repayment |
HKD$12,746
|
Initial Payment |
HKD$1.79 Millions
|
Loan Amount |
HKD$2.69 Millions
|
Total interest |
HKD$1.14 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$67,200
|
Legal Fee |
HKD$27,400
|
Agency Fee |
HKD$44,800
|
Total Expense |
HKD$139,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33146 | 23547 | 18382 | 16087 | 12361 | 10130 | 8645 |
1.5% | 33729 | 24135 | 18976 | 16685 | 12970 | 10750 | 9276 |
2% | 34318 | 24733 | 19582 | 17297 | 13598 | 11393 | 9935 |
2.5% | 34914 | 25339 | 20199 | 17923 | 14243 | 12058 | 10620 |
3% | 35517 | 25955 | 20829 | 18562 | 14907 | 12746 | 11332 |
3.5% | 36126 | 26580 | 21471 | 19216 | 15589 | 13456 | 12070 |
4% | 36741 | 27214 | 22125 | 19882 | 16288 | 14188 | 12832 |
4.5% | 37363 | 27858 | 22790 | 20563 | 17005 | 14940 | 13619 |
5% | 37991 | 28510 | 23467 | 21256 | 17739 | 15713 | 14429 |
5.5% | 38626 | 29171 | 24156 | 21963 | 18490 | 16506 | 15262 |
6% | 39267 | 29842 | 24856 | 22682 | 19257 | 17318 | 16115 |