Monthly Repayment |
HKD$12,661
|
Initial Payment |
HKD$1.78 Millions
|
Loan Amount |
HKD$2.67 Millions
|
Total interest |
HKD$1.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$66,750
|
Legal Fee |
HKD$27,250
|
Agency Fee |
HKD$44,500
|
Total Expense |
HKD$138,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32924 | 23390 | 18259 | 15979 | 12279 | 10062 | 8587 |
1.5% | 33503 | 23974 | 18848 | 16573 | 12883 | 10678 | 9214 |
2% | 34089 | 24567 | 19450 | 17181 | 13507 | 11316 | 9868 |
2.5% | 34681 | 25170 | 20064 | 17803 | 14148 | 11978 | 10549 |
3% | 35279 | 25781 | 20690 | 18438 | 14807 | 12661 | 11256 |
3.5% | 35884 | 26402 | 21327 | 19087 | 15484 | 13366 | 11989 |
4% | 36495 | 27032 | 21977 | 19749 | 16179 | 14093 | 12746 |
4.5% | 37113 | 27671 | 22638 | 20425 | 16891 | 14840 | 13528 |
5% | 37737 | 28319 | 23310 | 21114 | 17620 | 15608 | 14333 |
5.5% | 38368 | 28976 | 23994 | 21816 | 18366 | 16396 | 15159 |
6% | 39004 | 29642 | 24690 | 22530 | 19128 | 17202 | 16007 |