Monthly Repayment |
HKD$12,519
|
Initial Payment |
HKD$1.76 Millions
|
Loan Amount |
HKD$2.64 Millions
|
Total interest |
HKD$1.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$66,000
|
Legal Fee |
HKD$27,000
|
Agency Fee |
HKD$44,000
|
Total Expense |
HKD$137,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32554 | 23127 | 18053 | 15800 | 12141 | 9949 | 8491 |
1.5% | 33127 | 23704 | 18637 | 16387 | 12739 | 10558 | 9111 |
2% | 33706 | 24291 | 19232 | 16988 | 13355 | 11189 | 9757 |
2.5% | 34291 | 24887 | 19839 | 17603 | 13989 | 11843 | 10431 |
3% | 34883 | 25492 | 20457 | 18231 | 14641 | 12519 | 11130 |
3.5% | 35481 | 26105 | 21088 | 18872 | 15310 | 13216 | 11854 |
4% | 36085 | 26728 | 21730 | 19527 | 15997 | 13934 | 12603 |
4.5% | 36696 | 27360 | 22383 | 20195 | 16701 | 14673 | 13376 |
5% | 37313 | 28001 | 23048 | 20876 | 17422 | 15433 | 14172 |
5.5% | 37936 | 28650 | 23725 | 21571 | 18160 | 16211 | 14989 |
6% | 38566 | 29309 | 24412 | 22277 | 18913 | 17009 | 15828 |