Monthly Repayment |
HKD$14,539
|
Loan Amount |
HKD$3.07 Millions
|
Total interest |
HKD$1.3 Millions
|
Total repayment |
HKD$4.37 Millions
|
Down payment |
HKD$1,310,000
|
Stamp Duty |
HKD$65,700
|
Legal Fee |
HKD$26,900
|
Agency Fee |
HKD$43,800
|
complete insurance payment |
--
|
Total Expense |
HKD$1,446,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37807 | 26859 | 20967 | 18349 | 14100 | 11554 | 9861 |
1.5% | 38472 | 27530 | 21644 | 19031 | 14794 | 12262 | 10581 |
2% | 39144 | 28211 | 22335 | 19729 | 15510 | 12995 | 11332 |
2.5% | 39824 | 28903 | 23040 | 20443 | 16246 | 13754 | 12114 |
3% | 40511 | 29605 | 23759 | 21173 | 17003 | 14539 | 12926 |
3.5% | 41206 | 30318 | 24491 | 21918 | 17781 | 15349 | 13767 |
4% | 41908 | 31041 | 25236 | 22678 | 18579 | 16183 | 14637 |
4.5% | 42617 | 31775 | 25995 | 23454 | 19397 | 17041 | 15534 |
5% | 43334 | 32519 | 26768 | 24245 | 20234 | 17923 | 16458 |
5.5% | 44058 | 33274 | 27553 | 25051 | 21090 | 18827 | 17408 |
6% | 44789 | 34038 | 28352 | 25872 | 21965 | 19754 | 18382 |