Monthly Repayment |
HKD$12,405
|
Initial Payment |
HKD$1.74 Millions
|
Loan Amount |
HKD$2.62 Millions
|
Total interest |
HKD$1.11 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$65,400
|
Legal Fee |
HKD$26,800
|
Agency Fee |
HKD$43,600
|
Total Expense |
HKD$135,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32258 | 22917 | 17889 | 15656 | 12030 | 9858 | 8414 |
1.5% | 32825 | 23489 | 18467 | 16238 | 12623 | 10462 | 9028 |
2% | 33399 | 24070 | 19057 | 16834 | 13233 | 11088 | 9669 |
2.5% | 33979 | 24661 | 19658 | 17443 | 13862 | 11735 | 10336 |
3% | 34565 | 25260 | 20271 | 18065 | 14508 | 12405 | 11029 |
3.5% | 35158 | 25868 | 20896 | 18701 | 15171 | 13096 | 11747 |
4% | 35757 | 26485 | 21532 | 19350 | 15852 | 13808 | 12489 |
4.5% | 36362 | 27111 | 22180 | 20012 | 16550 | 14540 | 13254 |
5% | 36974 | 27746 | 22839 | 20687 | 17264 | 15292 | 14043 |
5.5% | 37592 | 28390 | 23509 | 21374 | 17995 | 16064 | 14853 |
6% | 38215 | 29042 | 24190 | 22075 | 18741 | 16854 | 15684 |