| Monthly Repayment |
HKD$14,306
|
| Loan Amount |
HKD$3.02 Millions
|
| Total interest |
HKD$1.28 Millions
|
| Total repayment |
HKD$4.3 Millions
|
| Down payment |
HKD$1,290,000
|
| Stamp Duty |
HKD$62,100
|
| Legal Fee |
HKD$26,550
|
| Agency Fee |
HKD$43,100
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,421,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 37203 | 26430 | 20632 | 18056 | 13875 | 11370 | 9703 |
| 1.5% | 37857 | 27090 | 21298 | 18727 | 14558 | 12066 | 10412 |
| 2% | 38519 | 27760 | 21978 | 19414 | 15262 | 12787 | 11151 |
| 2.5% | 39188 | 28441 | 22672 | 20117 | 15987 | 13534 | 11920 |
| 3% | 39864 | 29132 | 23379 | 20834 | 16732 | 14306 | 12719 |
| 3.5% | 40548 | 29833 | 24099 | 21568 | 17497 | 15103 | 13547 |
| 4% | 41238 | 30545 | 24833 | 22316 | 18282 | 15924 | 14403 |
| 4.5% | 41936 | 31267 | 25580 | 23079 | 19087 | 16769 | 15286 |
| 5% | 42642 | 31999 | 26340 | 23858 | 19910 | 17637 | 16195 |
| 5.5% | 43354 | 32742 | 27113 | 24651 | 20753 | 18527 | 17130 |
| 6% | 44074 | 33494 | 27898 | 25459 | 21614 | 19438 | 18088 |
