Monthly Repayment |
HKD$101,955
|
Initial Payment |
HKD$21.5 Millions
|
Loan Amount |
HKD$21.5 Millions
|
Total interest |
HKD$9.09 Millions
|
complete insurance payment |
HKD$64,500 (0.3%)
|
Stamp Duty |
HKD$1,827,500
|
Legal Fee |
HKD$125,000
|
Agency Fee |
HKD$430,000
|
Total Expense |
HKD$2,447,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 265121 | 188348 | 147030 | 128676 | 98877 | 81027 | 69152 |
1.5% | 269784 | 193051 | 151780 | 133459 | 103747 | 85986 | 74200 |
2% | 274499 | 197828 | 156626 | 138354 | 108764 | 91128 | 79468 |
2.5% | 279266 | 202680 | 161569 | 143359 | 113929 | 96452 | 84950 |
3% | 284085 | 207605 | 166608 | 148475 | 119238 | 101955 | 90644 |
3.5% | 288956 | 212604 | 171741 | 153699 | 124691 | 107634 | 96544 |
4% | 293879 | 217677 | 176969 | 159032 | 130285 | 113484 | 102644 |
4.5% | 298853 | 222822 | 182292 | 164473 | 136019 | 119503 | 108937 |
5% | 303879 | 228040 | 187707 | 170020 | 141890 | 125686 | 115416 |
5.5% | 308955 | 233331 | 193215 | 175672 | 147895 | 132028 | 122074 |
6% | 314083 | 238694 | 198815 | 181429 | 154032 | 138524 | 128903 |