Monthly Repayment |
HKD$11,807
|
Initial Payment |
HKD$1.66 Millions
|
Loan Amount |
HKD$2.49 Millions
|
Total interest |
HKD$1.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$62,250
|
Legal Fee |
HKD$25,750
|
Agency Fee |
HKD$41,500
|
Total Expense |
HKD$129,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30704 | 21813 | 17028 | 14902 | 11451 | 9384 | 8008 |
1.5% | 31244 | 22358 | 17578 | 15456 | 12015 | 9958 | 8593 |
2% | 31790 | 22911 | 18139 | 16023 | 12596 | 10553 | 9203 |
2.5% | 32343 | 23473 | 18712 | 16603 | 13194 | 11170 | 9838 |
3% | 32901 | 24043 | 19295 | 17195 | 13809 | 11807 | 10497 |
3.5% | 33465 | 24622 | 19890 | 17800 | 14440 | 12465 | 11181 |
4% | 34035 | 25210 | 20495 | 18418 | 15088 | 13143 | 11887 |
4.5% | 34611 | 25805 | 21111 | 19048 | 15752 | 13840 | 12616 |
5% | 35193 | 26410 | 21739 | 19690 | 16432 | 14556 | 13366 |
5.5% | 35781 | 27023 | 22377 | 20345 | 17128 | 15290 | 14137 |
6% | 36375 | 27644 | 23025 | 21012 | 17839 | 16043 | 14928 |