| Monthly Repayment |
HKD$13,543
|
| Loan Amount |
HKD$2.86 Millions
|
| Total Interest |
HKD$1.21 Millions
|
| Total repayment |
HKD$4.07 Millions
|
| Down payment |
HKD$1,220,000
|
| Stamp Duty |
HKD$16,100
|
| Legal Fee |
HKD$25,400
|
| Agency Fee |
HKD$40,800
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$1,302,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 35218 | 25019 | 19531 | 17093 | 13134 | 10763 | 9186 |
| 1.5% | 35837 | 25644 | 20162 | 17728 | 13781 | 11422 | 9856 |
| 2% | 36463 | 26279 | 20805 | 18378 | 14448 | 12105 | 10556 |
| 2.5% | 37097 | 26923 | 21462 | 19043 | 15134 | 12812 | 11284 |
| 3% | 37737 | 27577 | 22131 | 19723 | 15839 | 13543 | 12041 |
| 3.5% | 38384 | 28241 | 22813 | 20417 | 16563 | 14297 | 12824 |
| 4% | 39038 | 28915 | 23508 | 21125 | 17306 | 15075 | 13634 |
| 4.5% | 39698 | 29599 | 24215 | 21848 | 18068 | 15874 | 14470 |
| 5% | 40366 | 30292 | 24934 | 22585 | 18848 | 16695 | 15331 |
| 5.5% | 41040 | 30995 | 25666 | 23335 | 19646 | 17538 | 16216 |
| 6% | 41722 | 31707 | 26410 | 24100 | 20461 | 18401 | 17123 |
