Monthly Repayment |
HKD$11,608
|
Initial Payment |
HKD$1.63 Millions
|
Loan Amount |
HKD$2.45 Millions
|
Total interest |
HKD$1.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$61,200
|
Legal Fee |
HKD$25,400
|
Agency Fee |
HKD$40,800
|
Total Expense |
HKD$127,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30186 | 21445 | 16740 | 14651 | 11258 | 9225 | 7873 |
1.5% | 30717 | 21980 | 17281 | 15195 | 11812 | 9790 | 8448 |
2% | 31254 | 22524 | 17833 | 15753 | 12384 | 10375 | 9048 |
2.5% | 31797 | 23077 | 18396 | 16322 | 12972 | 10982 | 9672 |
3% | 32346 | 23638 | 18970 | 16905 | 13576 | 11608 | 10320 |
3.5% | 32900 | 24207 | 19554 | 17500 | 14197 | 12255 | 10992 |
4% | 33461 | 24784 | 20149 | 18107 | 14834 | 12921 | 11687 |
4.5% | 34027 | 25370 | 20755 | 18727 | 15487 | 13606 | 12403 |
5% | 34599 | 25964 | 21372 | 19358 | 16155 | 14310 | 13141 |
5.5% | 35177 | 26567 | 21999 | 20002 | 16839 | 15032 | 13899 |
6% | 35761 | 27177 | 22637 | 20657 | 17538 | 15772 | 14676 |