Monthly Repayment |
HKD$11,523
|
Initial Payment |
HKD$1.62 Millions
|
Loan Amount |
HKD$2.43 Millions
|
Total interest |
HKD$1.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$60,750
|
Legal Fee |
HKD$25,250
|
Agency Fee |
HKD$40,500
|
Total Expense |
HKD$126,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29964 | 21287 | 16617 | 14543 | 11175 | 9158 | 7815 |
1.5% | 30491 | 21819 | 17154 | 15084 | 11725 | 9718 | 8386 |
2% | 31024 | 22359 | 17702 | 15637 | 12292 | 10299 | 8981 |
2.5% | 31563 | 22907 | 18261 | 16202 | 12876 | 10901 | 9601 |
3% | 32108 | 23464 | 18830 | 16781 | 13476 | 11523 | 10244 |
3.5% | 32658 | 24029 | 19410 | 17371 | 14093 | 12165 | 10911 |
4% | 33215 | 24602 | 20001 | 17974 | 14725 | 12826 | 11601 |
4.5% | 33777 | 25184 | 20603 | 18589 | 15373 | 13506 | 12312 |
5% | 34345 | 25773 | 21215 | 19216 | 16036 | 14205 | 13044 |
5.5% | 34919 | 26371 | 21837 | 19855 | 16715 | 14922 | 13797 |
6% | 35498 | 26977 | 22470 | 20505 | 17409 | 15656 | 14569 |