Monthly Repayment |
HKD$138,116
|
Initial Payment |
HKD$20 Millions
|
Loan Amount |
HKD$20 Millions
|
Total interest |
HKD$4.86 Millions
|
complete insurance payment |
HKD$60,000 (0.3%)
|
Stamp Duty |
HKD$1,700,000
|
Legal Fee |
HKD$117,500
|
Agency Fee |
HKD$400,000
|
Total Expense |
HKD$2,277,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 246624 | 175208 | 136772 | 119698 | 91978 | 75374 | 64327 |
1.5% | 250962 | 179582 | 141190 | 124148 | 96509 | 79987 | 69024 |
2% | 255348 | 184026 | 145699 | 128701 | 101176 | 84770 | 73923 |
2.5% | 259783 | 188539 | 150297 | 133357 | 105980 | 89723 | 79024 |
3% | 264266 | 193121 | 154984 | 138116 | 110919 | 94842 | 84320 |
3.5% | 268797 | 197771 | 159759 | 142976 | 115991 | 100124 | 89808 |
4% | 273376 | 202490 | 164623 | 147937 | 121196 | 105567 | 95483 |
4.5% | 278003 | 207276 | 169574 | 152998 | 126529 | 111166 | 101337 |
5% | 282678 | 212131 | 174611 | 158158 | 131991 | 116918 | 107364 |
5.5% | 287400 | 217052 | 179735 | 163416 | 137577 | 122817 | 113557 |
6% | 292171 | 222041 | 184944 | 168771 | 143286 | 128860 | 119910 |