Monthly Repayment |
HKD$94,368
|
Initial Payment |
HKD$19.9 Millions
|
Loan Amount |
HKD$19.9 Millions
|
Total interest |
HKD$8.41 Millions
|
complete insurance payment |
HKD$59,700 (0.3%)
|
Stamp Duty |
HKD$1,691,500
|
Legal Fee |
HKD$117,000
|
Agency Fee |
HKD$398,000
|
Total Expense |
HKD$2,266,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 245391 | 174332 | 136088 | 119100 | 91518 | 74997 | 64006 |
1.5% | 249707 | 178685 | 140485 | 123527 | 96026 | 79587 | 68678 |
2% | 254071 | 183106 | 144970 | 128058 | 100670 | 84347 | 73554 |
2.5% | 258484 | 187597 | 149545 | 132691 | 105450 | 89274 | 78629 |
3% | 262944 | 192155 | 154209 | 137425 | 110364 | 94368 | 83899 |
3.5% | 267453 | 196782 | 158960 | 142261 | 115411 | 99624 | 89359 |
4% | 272009 | 201477 | 163800 | 147197 | 120590 | 105039 | 95005 |
4.5% | 276613 | 206240 | 168726 | 152233 | 125897 | 110610 | 100830 |
5% | 281264 | 211070 | 173738 | 157367 | 131331 | 116333 | 106827 |
5.5% | 285963 | 215967 | 178837 | 162599 | 136889 | 122203 | 112990 |
6% | 290710 | 220930 | 184019 | 167927 | 142569 | 128215 | 119310 |