Monthly Repayment |
HKD$11,324
|
Initial Payment |
HKD$1.59 Millions
|
Loan Amount |
HKD$2.39 Millions
|
Total interest |
HKD$1.01 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$59,700
|
Legal Fee |
HKD$24,900
|
Agency Fee |
HKD$39,800
|
Total Expense |
HKD$124,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29447 | 20919 | 16330 | 14292 | 10982 | 8999 | 7680 |
1.5% | 29964 | 21442 | 16858 | 14823 | 11523 | 9550 | 8241 |
2% | 30488 | 21972 | 17396 | 15366 | 12080 | 10121 | 8826 |
2.5% | 31018 | 22511 | 17945 | 15922 | 12654 | 10712 | 9435 |
3% | 31553 | 23058 | 18505 | 16491 | 13243 | 11324 | 10067 |
3.5% | 32094 | 23613 | 19075 | 17071 | 13849 | 11954 | 10723 |
4% | 32641 | 24177 | 19656 | 17663 | 14470 | 12604 | 11400 |
4.5% | 33193 | 24748 | 20247 | 18268 | 15107 | 13273 | 12099 |
5% | 33751 | 25328 | 20848 | 18884 | 15759 | 13960 | 12819 |
5.5% | 34315 | 25916 | 21460 | 19511 | 16426 | 14664 | 13558 |
6% | 34885 | 26511 | 22082 | 20151 | 17108 | 15385 | 14317 |