Monthly Repayment |
HKD$11,096
|
Initial Payment |
HKD$1.56 Millions
|
Loan Amount |
HKD$2.34 Millions
|
Total interest |
HKD$0.99 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$58,500
|
Legal Fee |
HKD$24,500
|
Agency Fee |
HKD$39,000
|
Total Expense |
HKD$122,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28855 | 20499 | 16002 | 14004 | 10761 | 8818 | 7526 |
1.5% | 29362 | 21011 | 16519 | 14525 | 11291 | 9358 | 8075 |
2% | 29875 | 21531 | 17046 | 15058 | 11837 | 9918 | 8649 |
2.5% | 30394 | 22059 | 17584 | 15602 | 12399 | 10497 | 9245 |
3% | 30919 | 22595 | 18133 | 16159 | 12977 | 11096 | 9865 |
3.5% | 31449 | 23139 | 18691 | 16728 | 13571 | 11714 | 10507 |
4% | 31985 | 23691 | 19260 | 17308 | 14179 | 12351 | 11171 |
4.5% | 32526 | 24251 | 19840 | 17900 | 14803 | 13006 | 11856 |
5% | 33073 | 24819 | 20429 | 18504 | 15442 | 13679 | 12561 |
5.5% | 33625 | 25395 | 21029 | 19119 | 16096 | 14369 | 13286 |
6% | 34184 | 25978 | 21638 | 19746 | 16764 | 15076 | 14029 |