Monthly Repayment |
HKD$10,698
|
Initial Payment |
HKD$1.5 Millions
|
Loan Amount |
HKD$2.26 Millions
|
Total interest |
HKD$0.95 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$56,400
|
Legal Fee |
HKD$23,800
|
Agency Fee |
HKD$37,600
|
Total Expense |
HKD$117,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27819 | 19763 | 15427 | 13502 | 10375 | 8502 | 7256 |
1.5% | 28308 | 20256 | 15926 | 14003 | 10886 | 9022 | 7785 |
2% | 28803 | 20758 | 16434 | 14517 | 11412 | 9562 | 8338 |
2.5% | 29303 | 21267 | 16953 | 15042 | 11954 | 10120 | 8913 |
3% | 29809 | 21784 | 17482 | 15579 | 12511 | 10698 | 9511 |
3.5% | 30320 | 22308 | 18020 | 16127 | 13083 | 11294 | 10130 |
4% | 30836 | 22840 | 18569 | 16687 | 13670 | 11907 | 10770 |
4.5% | 31358 | 23380 | 19127 | 17258 | 14272 | 12539 | 11430 |
5% | 31886 | 23928 | 19696 | 17840 | 14888 | 13188 | 12110 |
5.5% | 32418 | 24483 | 20274 | 18433 | 15518 | 13853 | 12809 |
6% | 32956 | 25046 | 20861 | 19037 | 16162 | 14535 | 13525 |