Monthly Repayment |
HKD$87,729
|
Initial Payment |
HKD$18.5 Millions
|
Loan Amount |
HKD$18.5 Millions
|
Total interest |
HKD$7.82 Millions
|
complete insurance payment |
HKD$55,500 (0.3%)
|
Stamp Duty |
HKD$1,572,500
|
Legal Fee |
HKD$110,000
|
Agency Fee |
HKD$370,000
|
Total Expense |
HKD$2,108,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 228128 | 162067 | 126514 | 110721 | 85080 | 69721 | 59503 |
1.5% | 232140 | 166114 | 130601 | 114837 | 89270 | 73988 | 63847 |
2% | 236197 | 170224 | 134771 | 119049 | 93588 | 78413 | 68379 |
2.5% | 240299 | 174399 | 139024 | 123356 | 98032 | 82994 | 73097 |
3% | 244446 | 178637 | 143360 | 127757 | 102600 | 87729 | 77996 |
3.5% | 248637 | 182938 | 147777 | 132253 | 107292 | 92615 | 83073 |
4% | 252872 | 187303 | 152276 | 136842 | 112106 | 97649 | 88321 |
4.5% | 257152 | 191731 | 156856 | 141523 | 117040 | 102829 | 93736 |
5% | 261477 | 196221 | 161516 | 146296 | 122091 | 108149 | 99312 |
5.5% | 265845 | 200773 | 166255 | 151160 | 127259 | 113606 | 105040 |
6% | 270258 | 205387 | 171073 | 156113 | 132539 | 119195 | 110916 |