Monthly Repayment |
HKD$10,470
|
Initial Payment |
HKD$1.47 Millions
|
Loan Amount |
HKD$2.21 Millions
|
Total interest |
HKD$0.93 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$55,200
|
Legal Fee |
HKD$23,400
|
Agency Fee |
HKD$36,800
|
Total Expense |
HKD$115,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27227 | 19342 | 15099 | 13214 | 10154 | 8321 | 7101 |
1.5% | 27706 | 19825 | 15587 | 13706 | 10654 | 8830 | 7620 |
2% | 28190 | 20316 | 16085 | 14208 | 11169 | 9358 | 8161 |
2.5% | 28680 | 20814 | 16592 | 14722 | 11700 | 9905 | 8724 |
3% | 29174 | 21320 | 17110 | 15248 | 12245 | 10470 | 9309 |
3.5% | 29675 | 21833 | 17637 | 15784 | 12805 | 11053 | 9914 |
4% | 30180 | 22354 | 18174 | 16332 | 13380 | 11654 | 10541 |
4.5% | 30691 | 22883 | 18720 | 16891 | 13968 | 12272 | 11187 |
5% | 31207 | 23419 | 19277 | 17460 | 14571 | 12907 | 11853 |
5.5% | 31729 | 23962 | 19842 | 18041 | 15188 | 13559 | 12536 |
6% | 32255 | 24513 | 20417 | 18632 | 15818 | 14226 | 13238 |