| Monthly Repayment |
HKD$11,485
|
| Loan Amount |
HKD$2.42 Millions
|
| Total interest |
HKD$1.02 Millions
|
| Total repayment |
HKD$3.44 Millions
|
| Down payment |
HKD$1,040,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$22,300
|
| Agency Fee |
HKD$34,600
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,097,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 29866 | 21217 | 16563 | 14495 | 11138 | 9127 | 7790 |
| 1.5% | 30391 | 21747 | 17098 | 15034 | 11687 | 9686 | 8358 |
| 2% | 30922 | 22285 | 17644 | 15585 | 12252 | 10265 | 8952 |
| 2.5% | 31459 | 22832 | 18201 | 16149 | 12834 | 10865 | 9569 |
| 3% | 32002 | 23387 | 18768 | 16725 | 13432 | 11485 | 10211 |
| 3.5% | 32551 | 23950 | 19346 | 17314 | 14046 | 12125 | 10875 |
| 4% | 33105 | 24521 | 19935 | 17915 | 14676 | 12784 | 11562 |
| 4.5% | 33666 | 25101 | 20535 | 18528 | 15322 | 13462 | 12271 |
| 5% | 34232 | 25689 | 21145 | 19153 | 15984 | 14158 | 13001 |
| 5.5% | 34804 | 26285 | 21765 | 19789 | 16660 | 14873 | 13751 |
| 6% | 35381 | 26889 | 22396 | 20438 | 17351 | 15604 | 14521 |
