Monthly Repayment |
HKD$113,945
|
Initial Payment |
HKD$16.5 Millions
|
Loan Amount |
HKD$16.5 Millions
|
Total interest |
HKD$4.01 Millions
|
complete insurance payment |
HKD$49,500 (0.3%)
|
Stamp Duty |
HKD$1,402,500
|
Legal Fee |
HKD$100,000
|
Agency Fee |
HKD$330,000
|
Total Expense |
HKD$1,882,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 203465 | 144546 | 112837 | 98751 | 75882 | 62183 | 53070 |
1.5% | 207044 | 148155 | 116482 | 102422 | 79619 | 65989 | 56944 |
2% | 210662 | 151822 | 120202 | 106178 | 83470 | 69935 | 60987 |
2.5% | 214321 | 155545 | 123995 | 110020 | 87433 | 74021 | 65194 |
3% | 218019 | 159325 | 127861 | 113945 | 91508 | 78244 | 69564 |
3.5% | 221757 | 163161 | 131801 | 117955 | 95693 | 82602 | 74092 |
4% | 225535 | 167054 | 135814 | 122048 | 99986 | 87093 | 78773 |
4.5% | 229352 | 171003 | 139898 | 126223 | 104387 | 91712 | 83603 |
5% | 233209 | 175008 | 144054 | 130480 | 108892 | 96457 | 88575 |
5.5% | 237105 | 179068 | 148281 | 134818 | 113501 | 101324 | 93685 |
6% | 241041 | 183183 | 152579 | 139236 | 118211 | 106309 | 98925 |