| Monthly Repayment |
HKD$15,952
|
| Loan Amount |
HKD$2.31 Millions
|
| Total Interest |
HKD$0.56 Millions
|
| Total repayment |
HKD$2.87 Millions
|
| Down payment |
HKD$990,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$21,500
|
| Agency Fee |
HKD$33,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$1,044,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 28485 | 20236 | 15797 | 13825 | 10623 | 8705 | 7429 |
| 1.5% | 28986 | 20741 | 16307 | 14339 | 11146 | 9238 | 7972 |
| 2% | 29492 | 21255 | 16828 | 14865 | 11685 | 9791 | 8538 |
| 2.5% | 30004 | 21776 | 17359 | 15402 | 12240 | 10363 | 9127 |
| 3% | 30522 | 22305 | 17900 | 15952 | 12811 | 10954 | 9739 |
| 3.5% | 31046 | 22842 | 18452 | 16513 | 13397 | 11564 | 10372 |
| 4% | 31574 | 23387 | 19013 | 17086 | 13998 | 12193 | 11028 |
| 4.5% | 32109 | 23940 | 19585 | 17671 | 14614 | 12839 | 11704 |
| 5% | 32649 | 24501 | 20167 | 18267 | 15244 | 13504 | 12400 |
| 5.5% | 33194 | 25069 | 20759 | 18874 | 15890 | 14185 | 13115 |
| 6% | 33745 | 25645 | 21361 | 19493 | 16549 | 14883 | 13849 |