Monthly Repayment |
HKD$75,873
|
Initial Payment |
HKD$16 Millions
|
Loan Amount |
HKD$16 Millions
|
Total interest |
HKD$6.76 Millions
|
complete insurance payment |
HKD$48,000 (0.3%)
|
Stamp Duty |
HKD$1,360,000
|
Legal Fee |
HKD$97,500
|
Agency Fee |
HKD$320,000
|
Total Expense |
HKD$1,825,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 197299 | 140166 | 109417 | 95759 | 73583 | 60299 | 51462 |
1.5% | 200770 | 143666 | 112952 | 99318 | 77207 | 63989 | 55219 |
2% | 204278 | 147221 | 116559 | 102961 | 80941 | 67816 | 59139 |
2.5% | 207826 | 150831 | 120237 | 106686 | 84784 | 71778 | 63219 |
3% | 211412 | 154497 | 123987 | 110493 | 88735 | 75873 | 67456 |
3.5% | 215037 | 158217 | 127807 | 114381 | 92793 | 80099 | 71847 |
4% | 218700 | 161992 | 131698 | 118350 | 96956 | 84453 | 76386 |
4.5% | 222402 | 165821 | 135659 | 122398 | 101223 | 88933 | 81069 |
5% | 226142 | 169704 | 139689 | 126526 | 105592 | 93534 | 85891 |
5.5% | 229920 | 173642 | 143788 | 130733 | 110061 | 98253 | 90846 |
6% | 233736 | 177632 | 147955 | 135017 | 114628 | 103088 | 95928 |