Monthly Repayment |
HKD$9,104
|
Initial Payment |
HKD$1.28 Millions
|
Loan Amount |
HKD$1.92 Millions
|
Total interest |
HKD$0.81 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$20,100
|
Legal Fee |
HKD$21,000
|
Agency Fee |
HKD$32,000
|
Total Expense |
HKD$73,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 23675 | 16819 | 13130 | 11491 | 8829 | 7235 | 6175 |
1.5% | 24092 | 17239 | 13554 | 11918 | 9264 | 7678 | 6626 |
2% | 24513 | 17666 | 13987 | 12355 | 9712 | 8138 | 7096 |
2.5% | 24939 | 18099 | 14428 | 12802 | 10174 | 8613 | 7586 |
3% | 25369 | 18539 | 14878 | 13259 | 10648 | 9104 | 8094 |
3.5% | 25804 | 18986 | 15336 | 13725 | 11135 | 9611 | 8621 |
4% | 26244 | 19439 | 15803 | 14202 | 11634 | 10134 | 9166 |
4.5% | 26688 | 19898 | 16279 | 14687 | 12146 | 10671 | 9728 |
5% | 27137 | 20364 | 16762 | 15183 | 12671 | 11224 | 10306 |
5.5% | 27590 | 20837 | 17254 | 15688 | 13207 | 11790 | 10901 |
6% | 28048 | 21315 | 17754 | 16202 | 13755 | 12370 | 11511 |