Monthly Repayment |
HKD$8,763
|
Initial Payment |
HKD$1.23 Millions
|
Loan Amount |
HKD$1.85 Millions
|
Total interest |
HKD$0.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$8,100
|
Legal Fee |
HKD$20,400
|
Agency Fee |
HKD$30,800
|
Total Expense |
HKD$59,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 22788 | 16189 | 12637 | 11060 | 8498 | 6964 | 5943 |
1.5% | 23188 | 16593 | 13046 | 11471 | 8917 | 7390 | 6377 |
2% | 23594 | 17004 | 13462 | 11892 | 9348 | 7832 | 6830 |
2.5% | 24003 | 17421 | 13887 | 12322 | 9792 | 8290 | 7301 |
3% | 24418 | 17844 | 14320 | 12761 | 10248 | 8763 | 7791 |
3.5% | 24836 | 18274 | 14761 | 13211 | 10717 | 9251 | 8298 |
4% | 25259 | 18710 | 15211 | 13669 | 11198 | 9754 | 8822 |
4.5% | 25687 | 19152 | 15668 | 14137 | 11691 | 10271 | 9363 |
5% | 26119 | 19600 | 16134 | 14613 | 12195 | 10803 | 9920 |
5.5% | 26555 | 20055 | 16607 | 15099 | 12712 | 11348 | 10492 |
6% | 26996 | 20516 | 17088 | 15594 | 13239 | 11906 | 11079 |