Monthly Repayment |
HKD$10,358
|
Initial Payment |
HKD$1.5 Millions
|
Loan Amount |
HKD$1.5 Millions
|
Total interest |
HKD$0.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$20,000
|
Agency Fee |
HKD$30,000
|
Total Expense |
HKD$50,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 18496 | 13140 | 10257 | 8977 | 6898 | 5653 | 4824 |
1.5% | 18822 | 13468 | 10589 | 9311 | 7238 | 5999 | 5176 |
2% | 19151 | 13802 | 10927 | 9652 | 7588 | 6357 | 5544 |
2.5% | 19483 | 14140 | 11272 | 10001 | 7948 | 6729 | 5926 |
3% | 19819 | 14484 | 11623 | 10358 | 8318 | 7113 | 6324 |
3.5% | 20159 | 14832 | 11981 | 10723 | 8699 | 7509 | 6735 |
4% | 20503 | 15186 | 12346 | 11095 | 9089 | 7917 | 7161 |
4.5% | 20850 | 15545 | 12718 | 11474 | 9489 | 8337 | 7600 |
5% | 21200 | 15909 | 13095 | 11861 | 9899 | 8768 | 8052 |
5.5% | 21555 | 16278 | 13480 | 12256 | 10318 | 9211 | 8516 |
6% | 21912 | 16653 | 13870 | 12657 | 10746 | 9664 | 8993 |