Monthly Repayment |
HKD$8,421
|
Initial Payment |
HKD$1.18 Millions
|
Loan Amount |
HKD$1.78 Millions
|
Total interest |
HKD$0.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$19,800
|
Agency Fee |
HKD$29,600
|
Total Expense |
HKD$49,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 21900 | 15558 | 12145 | 10629 | 8167 | 6693 | 5712 |
1.5% | 22285 | 15946 | 12537 | 11024 | 8570 | 7102 | 6129 |
2% | 22674 | 16341 | 12938 | 11428 | 8984 | 7527 | 6564 |
2.5% | 23068 | 16742 | 13346 | 11842 | 9411 | 7967 | 7017 |
3% | 23466 | 17149 | 13762 | 12264 | 9849 | 8421 | 7487 |
3.5% | 23869 | 17562 | 14186 | 12696 | 10300 | 8891 | 7975 |
4% | 24275 | 17981 | 14618 | 13136 | 10762 | 9374 | 8478 |
4.5% | 24686 | 18406 | 15058 | 13586 | 11235 | 9871 | 8998 |
5% | 25101 | 18837 | 15505 | 14044 | 11720 | 10382 | 9533 |
5.5% | 25521 | 19274 | 15960 | 14511 | 12216 | 10906 | 10083 |
6% | 25944 | 19717 | 16423 | 14986 | 12723 | 11442 | 10648 |