Monthly Repayment |
HKD$825
|
Initial Payment |
HKD$0.12 Millions
|
Loan Amount |
HKD$0.17 Millions
|
Total interest |
HKD$0.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$4,150
|
Agency Fee |
HKD$2,900
|
Total Expense |
HKD$7,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 2145 | 1524 | 1189 | 1041 | 800 | 655 | 559 |
1.5% | 2183 | 1562 | 1228 | 1080 | 839 | 695 | 600 |
2% | 2221 | 1601 | 1267 | 1119 | 880 | 737 | 643 |
2.5% | 2260 | 1640 | 1307 | 1160 | 922 | 780 | 687 |
3% | 2299 | 1680 | 1348 | 1201 | 964 | 825 | 733 |
3.5% | 2338 | 1720 | 1389 | 1243 | 1009 | 871 | 781 |
4% | 2378 | 1761 | 1432 | 1287 | 1054 | 918 | 830 |
4.5% | 2418 | 1803 | 1475 | 1331 | 1100 | 967 | 881 |
5% | 2459 | 1845 | 1519 | 1375 | 1148 | 1017 | 934 |
5.5% | 2500 | 1888 | 1563 | 1421 | 1196 | 1068 | 987 |
6% | 2541 | 1931 | 1609 | 1468 | 1246 | 1121 | 1043 |