| Monthly Repayment |
HKD$73,407
|
| Loan Amount |
HKD$15.48 Millions
|
| Total interest |
HKD$6.54 Millions
|
| Total repayment |
HKD$22.02 Millions
|
| Down payment |
HKD$10,320,000
|
| Stamp Duty |
HKD$1,096,500
|
| Legal Fee |
HKD$82,000
|
| Agency Fee |
HKD$258,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$11,756,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 190887 | 135611 | 105861 | 92646 | 71191 | 58339 | 49789 |
| 1.5% | 194245 | 138997 | 109281 | 96091 | 74698 | 61910 | 53424 |
| 2% | 197639 | 142436 | 112771 | 99615 | 78310 | 65612 | 57217 |
| 2.5% | 201072 | 145929 | 116330 | 103218 | 82028 | 69445 | 61164 |
| 3% | 204541 | 149476 | 119957 | 106902 | 85851 | 73407 | 65264 |
| 3.5% | 208048 | 153075 | 123654 | 110663 | 89777 | 77496 | 69512 |
| 4% | 211593 | 156727 | 127418 | 114503 | 93805 | 81709 | 73903 |
| 4.5% | 215174 | 160432 | 131250 | 118420 | 97934 | 86042 | 78434 |
| 5% | 218792 | 164189 | 135149 | 122414 | 102161 | 90494 | 83099 |
| 5.5% | 222448 | 167998 | 139115 | 126484 | 106484 | 95060 | 87893 |
| 6% | 226140 | 171859 | 143147 | 130629 | 110903 | 99737 | 92810 |
