| Monthly Repayment |
HKD$8,365
|
| Loan Amount |
HKD$1.76 Millions
|
| Total Interest |
HKD$0.75 Millions
|
| Total repayment |
HKD$2.51 Millions
|
| Down payment |
HKD$760,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$17,600
|
| Agency Fee |
HKD$25,200
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$802,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 21752 | 15453 | 12063 | 10557 | 8112 | 6648 | 5673 |
| 1.5% | 22134 | 15839 | 12453 | 10949 | 8512 | 7054 | 6087 |
| 2% | 22521 | 16231 | 12850 | 11351 | 8923 | 7476 | 6520 |
| 2.5% | 22912 | 16629 | 13256 | 11762 | 9347 | 7913 | 6969 |
| 3% | 23308 | 17033 | 13669 | 12181 | 9783 | 8365 | 7437 |
| 3.5% | 23707 | 17443 | 14090 | 12610 | 10230 | 8830 | 7921 |
| 4% | 24111 | 17859 | 14519 | 13048 | 10689 | 9311 | 8421 |
| 4.5% | 24519 | 18281 | 14956 | 13494 | 11159 | 9804 | 8937 |
| 5% | 24932 | 18709 | 15400 | 13949 | 11641 | 10312 | 9469 |
| 5.5% | 25348 | 19144 | 15852 | 14413 | 12134 | 10832 | 10015 |
| 6% | 25769 | 19584 | 16312 | 14885 | 12637 | 11365 | 10576 |
