Monthly Repayment |
HKD$58,090
|
Initial Payment |
HKD$12.25 Millions
|
Loan Amount |
HKD$12.25 Millions
|
Total interest |
HKD$5.18 Millions
|
complete insurance payment |
HKD$36,750 (0.3%)
|
Stamp Duty |
HKD$1,041,250
|
Legal Fee |
HKD$78,750
|
Agency Fee |
HKD$245,000
|
Total Expense |
HKD$1,401,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 151057 | 107315 | 83773 | 73315 | 56337 | 46166 | 39400 |
1.5% | 153714 | 109994 | 86479 | 76041 | 59111 | 48992 | 42277 |
2% | 156401 | 112716 | 89240 | 78829 | 61970 | 51922 | 45278 |
2.5% | 159117 | 115480 | 92057 | 81681 | 64913 | 54955 | 48402 |
3% | 161862 | 118286 | 94927 | 84596 | 67938 | 58090 | 51646 |
3.5% | 164638 | 121135 | 97852 | 87573 | 71045 | 61326 | 55007 |
4% | 167442 | 124025 | 100831 | 90611 | 74232 | 64660 | 58483 |
4.5% | 170276 | 126957 | 103864 | 93711 | 77499 | 68089 | 62068 |
5% | 173140 | 129930 | 106949 | 96872 | 80844 | 71612 | 65760 |
5.5% | 176033 | 132944 | 110088 | 100092 | 84266 | 75225 | 69554 |
6% | 178954 | 136000 | 113278 | 103372 | 87762 | 78926 | 73444 |